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Call Us 800-870-1041
Best Mortgage Available.com
Internet Division Of Gulf & Southern Mortgage Corp.
5521 38th Ave N. St. Petersburg Fl, 33710
Internet Division Of Gulf & Southern Mortgage Corp.
5521 38th Ave N. St. Petersburg Fl, 33710
1. Fill out the online request for a custom quote or contact us so we may take your information over the phone.
2. After determining which lender in our network will provide you with the best interest rate with the least amount of
fees a Loan Officer will contact you to go over the details of the program(s) that you applied for.
fees a Loan Officer will contact you to go over the details of the program(s) that you applied for.
3. We will submit your loan application to obtain the official approval. During this time we will take care of all the
arrangements on your behalf that are necessary so we may get you to your closing on time. This includes ordering of
the appraisal, title and coordinating with your Realtor or private seller to schedule the closing.
arrangements on your behalf that are necessary so we may get you to your closing on time. This includes ordering of
the appraisal, title and coordinating with your Realtor or private seller to schedule the closing.
4. Go to closing
| We can help regardless of your situation! If you have been turned down or if you think you can do better then what you currently have been offered give us a chance you won't be disappointed! |
Regardless of your credit, income or down payment our professional and experienced Loan Officers can help you!
Rather than “One Size Fits All ” we offer a wide range of home loans that we can customize to meet your individual needs!
We receive wholesale mortgage rates which we will pass along to you!
We will search the rates and programs of over 100 Top Banks in our network to determine which lender will provide
you with the best rate with the lowest fees!
you with the best rate with the lowest fees!
The best part is your new lender will pay us for our services regardless of the interest rate you receive!
More people are now applying for fixed rate mortgages frightened by the headlines. Many are rediscovering the appeal of fixed
rate mortgages with monthly payments that don't change over the course of the loan. " Picking between non traditional loans,
fixed- and adjustable-rate mortgages is one of the biggest decisions home owner's make.
Adjustable-rate loans have only accounted for about 20% of all mortgage applications down from its high of 36% in 2005.
Fixed-rate mortgages may not be a good fit for everyone but for most for most borrowers they are a sensible choice. Predictable
monthly payments has provided home owners with peace of mind from rising interest rates.
rate mortgages with monthly payments that don't change over the course of the loan. " Picking between non traditional loans,
fixed- and adjustable-rate mortgages is one of the biggest decisions home owner's make.
Adjustable-rate loans have only accounted for about 20% of all mortgage applications down from its high of 36% in 2005.
Fixed-rate mortgages may not be a good fit for everyone but for most for most borrowers they are a sensible choice. Predictable
monthly payments has provided home owners with peace of mind from rising interest rates.
Mortgage Loan News
A declining market may be the best time to buy real estate. A good rule of thumb is to buy when everyone is selling and to sell
when everyone is buying. The huge criss in the mortgage market has brought about tougher lending guidelines and higher rates.
when everyone is buying. The huge criss in the mortgage market has brought about tougher lending guidelines and higher rates.
| Our goal is making sure that the entire process is effortless. In most cases your mortgage application can be approved within 60 minutes and if needed we could close in just a few days there after. You will also talk with the same representative from your initial contact till the time you close. |
This key indicator is the interest rate banks charge each other for overnight loans. Although this action doesn't have a dramatic
affect on long term interest rates it does however have an immediate effect on the Prime Rate which was reduced from 5.25%
down to 5.00%. A reduction in the Prime Rate will lower the interest rate you would receive on a Home Equity Line Of Credit or
a Fixed Rate Second Mortgage and even credit cards.
affect on long term interest rates it does however have an immediate effect on the Prime Rate which was reduced from 5.25%
down to 5.00%. A reduction in the Prime Rate will lower the interest rate you would receive on a Home Equity Line Of Credit or
a Fixed Rate Second Mortgage and even credit cards.
Office 941-227-4759
Fax 941-227-4758
As a leading Mortgage Broker we can help you with your Home Loan or Commercial Mortgage needs.
The Loan Process:
Congress recently extended legislation that makes mortgage insurance (MI) premiums tax deductible for many borrowers
through 2010. Families with a household income of $100,000 or less can deduct the full amount of their MI premium on their
federal tax return. Households earning up to $109,000 can qualify for a reduced deduction. That could mean an estimated $200
- $400 in your pocket.
The extra savings can help you:
• Get into a home you might not have otherwise
• Build equity faster
• Protect your current home investment
Even More Advantages for Homebuyers
If you’re torn between a loan with mortgage insurance and a “combo” loan, do you want security and simplicity? Or risk and
volatility? MI is the smart choice because it’s:
COMPETITIVE — A mortgage with MI is now as affordable or cheaper
than most combo loans.
CANCELABLE — MI can be canceled, further reducing the monthly payment. Second mortgages must be paid in full.
PREDICTABLE — MI payments are not rate-sensitive like many exotic
or combination loans.
SAFE AND SECURE — Homeowner Assistance is available during times of financial hardship.
TAX DEDUCTIBLE — Mortgage insurance is now tax deductible!
through 2010. Families with a household income of $100,000 or less can deduct the full amount of their MI premium on their
federal tax return. Households earning up to $109,000 can qualify for a reduced deduction. That could mean an estimated $200
- $400 in your pocket.
The extra savings can help you:
• Get into a home you might not have otherwise
• Build equity faster
• Protect your current home investment
Even More Advantages for Homebuyers
If you’re torn between a loan with mortgage insurance and a “combo” loan, do you want security and simplicity? Or risk and
volatility? MI is the smart choice because it’s:
COMPETITIVE — A mortgage with MI is now as affordable or cheaper
than most combo loans.
CANCELABLE — MI can be canceled, further reducing the monthly payment. Second mortgages must be paid in full.
PREDICTABLE — MI payments are not rate-sensitive like many exotic
or combination loans.
SAFE AND SECURE — Homeowner Assistance is available during times of financial hardship.
TAX DEDUCTIBLE — Mortgage insurance is now tax deductible!
Congress Extends Tax Deductibility of Mortgage Insurance
Call Us 800-870-1041
Toll Free (800)-870-1041 x 10
Best Mortgage Available. com
Jaime Stawicki
FHA Has Temporarily Raised The Loan Limits Throughout The United States!
Any Information collected is treated as strictly confidential.
Copyright © Best Mortgage Available.com. All Rights Reserved
Copyright © Best Mortgage Available.com. All Rights Reserved
On April 30th the Federal Reserve lowered the Fed Fund Rate from 2.25% down to 2.00% .
To see the new limits in your area click on this link "New FHA Loan Limits"