What Is A VA Loan- A VA loan is specifically offered to eligible veterans who are looking to purchase or refinance a
home. The VA can provide you with a loan up to $729,000 with no need of a down payment on a purchase and no
additional charge for mortgage insurance if the loan amount should exceed 80% of the purchase price. The eligible
Veteran will be responsible to pay certain settlement/closing costs that would apply. Refer to VA Funding Fees above for
information on veterans who are exempt from paying a VA Funding Fees. With a VA Guaranteed Loan you need to sign
a Legal mortgage document stating that you will put the potential home up as collateral for repayment of a loan which will
be supplied at a competitive interest rate. The lender in turn will be protected if you should default on the loan.

VA Home Loans Can Help Veterans:
-Purchase or refinance a home
-With New Construction Of A Home
-Repairs Or Home Improvements such as weatherization improvements or a cooling system
-Will help with home improvements or the purchase of a manufactured home with or without a lot
-Will help with the refinance of a manufactured home that has a lot
-Will help with the purchase of a home with the intent of updating with energy efficient products
-Will help you with a Refinance of an existing VA loan

The VA Loan is meant to be a Equal Housing Opportunity for eligible borrowers regardless of sex, color, religion,  
disability, race or national origin. If a new home has been built with VA approved plans then that borrower is entitled to a
1yr warranty. If there are structural defects that have come about within a four year period after the new construction and
it affects livability the VA may pay or compensate the borrower. The VA Loans has no pre payment penalty attached to it
and the VA encourages the lender to extend the time frame associated with the foreclosure process if the borrower is
temporarily is unable to meet the term of the loan.


VA Eligibility Center Telephone Number

Toll Free Number - (888)-244-6711
VA Loans - VA Home Loans - VA Mortgage Loans
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